Insurance Painting Perth
Insurance painting in Perth after fire, water or storm damage. Scoped to the assessor’s report, documented for the claim and coordinated with whoever manages it.
Insurance work follows the policy, not preference
Insurance painting is one of our specialist painting services, and it works differently. A normal repaint follows what the owner wants. Claim work follows what the policy covers and the assessor has documented, which is often narrower.
The owner pays for anything outside the approved scope. Adjoining rooms are not repainted to match unless the scope says so.
So we quote precisely to the scope and price any extras separately. The claim stays clean and your own spend stays deliberate.
What each type of damage needs
How we work a claim
What slows a claim repaint down
The surface is still wet. Painting damp plaster guarantees failure, and rushing the drying is the costliest mistake in water-damage work.
The scope is vague. “Make good affected areas” without naming them leads to disputes. Get it specific before work is awarded.
Other trades run late. Plastering, roofing and flooring usually come first and often overrun, so a realistic sequence beats an early start date.
Matching wasn’t discussed. If the scope covers one wall but you expect a uniform room, raise it before the first coat.
Claim turning into a wider repaint?
It happens often. We quote the extra work separately to keep it outside the claim. For wear between tenancies, see rental property painting.
Insurance painting in Perth: common questions
Yes, or with whoever manages the claim: the insurer, a restoration company, a builder or you. We always need the assessor's report or scope of works and the claim number, because that document defines what is being paid for and what is not.
Often not; it depends on the scope. Policies usually cover making good the damaged area, so the scope may be one wall or ceiling. Patching rarely matches aged paint, so we paint to a natural break such as a corner. Anything extra is quoted separately so you can decide.
Yes, but only after the right sealing primer. Water stains bleed back through ordinary paint within weeks, and smoke odour persists through any number of standard coats. Water damage gets a stain-blocking primer once dry. Smoke damage is cleaned, then sealed with a smoke-blocking primer.
It usually depends on the site, not our availability. The surface must be dry, and plastering, roofing and flooring usually finish first, because painting damp plaster fails. Tell us where your claim is up to and we will give you a realistic sequence, not an optimistic start date.
Send us the scope
Send the assessor’s report and claim number. We will quote precisely against it and tell you plainly about anything the scope does not cover.